Today, it seems as if credit and credit card fraud is occurring more and more. Credit card fraud costs both cardholders and issuers a great deal of money and heart ache. What is most upsetting is that fraud is not always possible to prevent because an intruder can use your card number without your knowledge. Here are a few pointers to help keep your accounts yours!

• Keep account records in a safe and secure place. For example, make sure to note expiration dates, phone numbers, and addresses of each provider.
• Sign the back of your cards upon arrival.
• Carry your cards separately from your wallet.
• Be watchful of your card during every transaction.
• Keep receipts to compare with monthly billing statements.
• Open bills timely and shred account information before disposal. Moreover, void incorrect receipts and destroy carbons.
• Report any dubious charges right away.
• If you plan to move, notify your credit card companies well in advance.
• If you suspect fraudulent activity, contact your card issuer immediately.
• Only give out account numbers over the phone to reputable companies.
• Do not lend your card(s) to anyone.
• Do not put credit cards, account numbers, or receipts in plain view.
• Do not write account numbers on the outside of envelopes to be mailed.